VaultLedger
PRE-ALPHA · BUILT IN CANADA

Accounting
you can prove.

Your finances. Private, precise, tamper-proof. For individuals, families, and small businesses.

Foyer Tremblay
Famille · 4 membres · CAD
Scellé
Actif net
+67 145 $
Revenus
+8 200 $
Dépenses
−5 712 $
🧾
Facture projet — Design
Revenus · 18 avr
+2 450 $
🎬
Abonnements Netflix · Spotify
Logiciels · 15 avr
−54 $
Café / Co-working
Frais pro · 12 avr
−18 $
Le compte tombe juste
Débit = Crédit · toujours
INTEGRITY
Tamper-proof ledger
Sealed by cryptography
CONFIDENTIALITY
No ads, no tracking
Your data is never sold
TRANSPARENCY
One clear subscription
Your data is not the product
SOVEREIGNTY
Hosted and protected in Canada
Your data never leaves the country
The problem

Tracking your money shouldn't be
an act of faith.

Apps that follow you sell your habits. Spreadsheets break the moment two people use them. And nobody tells you if an old transaction was changed. We rebuilt all three.

01 / 04
"I never really know where my money goes at the end of the month."
Every transaction is tracked, balanced, and categorized automatically. You see exactly where every dollar went, no accounting degree required.
02 / 04
"Free apps sell my data or shut down without warning."
A transparent subscription. No ads. No resale. Your financial data stays in Canada. Export everything, anytime.
03 / 04
"Managing shared expenses with family or roommates is a manual nightmare."
Create shared spaces for couples, families, projects, or businesses. Each person has a clear role: viewer, contributor, or admin. You decide.
04 / 04
"If someone edits an old transaction, I'd never know."
Every entry is sealed with a unique digital signature. Any modification is detected instantly. Your history is tamper-proof.
Features

Bank-grade rigor.
App-level simplicity.

The standards that protect major banks, double-entry bookkeeping and sealed ledgers, made accessible to everyone.

The books always balance

Every expense automatically creates two opposite entries. No calculation errors, no floating figures. The balance sheet is always accurate, to the cent.

DEBIT = CREDIT · ALWAYS

A ledger that can't be tampered with

Every entry carries a unique mathematical signature, linked to the previous one. Any attempt to alter the past is detected instantly.

TAMPER-PROOF LEDGER

You decide who sees what

Create separate spaces for personal, couple, family, or micro-business use. Each person has a clear role: viewer, contributor, or administrator.

4 ACCESS LEVELS

Full history, to the second

A chronological view of every movement. Balance before, balance after. A visual indicator confirms on every line that your data integrity is intact.

CSV EXPORT FOR YOUR ACCOUNTANT

Organize your way

Ready-to-use categories, or build your own structure. Each subcategory can have its own color and icon for instant dashboard readability.

2-LEVEL HIERARCHY

Your numbers. Exact.

See your monthly cash flow, expense breakdown, and net worth evolution. Concrete data based on your real numbers, not fuzzy estimates.

REAL DATA · MATH PRECISION
How it works

Simple to get started.

Your personal space is ready the moment you sign up. You keep full control of your data, at all times.

01

Active on sign-up

Sign in with Google or email. Your personal vault is created immediately. You are the sole owner.

02

All your accounts, one place

Checking, savings, investments, debts. Every balance updates in real time, with a complete history.

03

Simple entry, professional engine

You enter a transaction. The system creates both entries, verifies the balance, and files everything automatically.

04

Invite without compromise

Spouse, accountant, partner. Each person sees what they should see, edits what they are authorized to edit. Nothing more.

05

A unique fingerprint on every entry

A mathematical signature is applied to every transaction. The integrity of the ledger is verifiable at any time.

vaultledger.ca · Groupe Personnel
Harold B.
Personal · CAD · Owner
Scellé
Actif net
+54 320 $
Revenus
+5 000 $
Dépenses
−1 247 $
💰
Salaire mensuel
Revenus · 1er avr
+5 000 $
🛒
Épicerie Metro
Alimentation · 5 avr
−124 $
🏠
Loyer avril
Logement · 1er avr
−1 100 $
Security & integrity

A ledger that cannot be falsified.

Every entry carries a unique digital signature. An architecture of trust, without the complexity.

Sealed ledger

Every entry points mathematically to the previous one. Any modification of the past is impossible to conceal.

Simultaneous entries

The debit and credit are recorded at the same time. The general ledger can never be unbalanced.

Isolation and traceability

Each group is a sealed silo. Every action, whether viewing or editing, is logged in a complete audit journal.

Background audit

A module continuously verifies the consistency of your books and validates every cent, without you having to think about it.

Chaîne d'audit active · Compte courant · 5 dernières écritures
INTÉGRITÉ VÉRIFIÉE · À L'INSTANT
#43
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#44
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#45
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#46
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#47 · scellé
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Comparison

Side by side.
The difference is clear.

WHAT YOU NEED
VaultLedger
Consumer apps
Excel / Sheets
Accounting precision
Automatic double-entry
Simple expense list
Manual · error-prone
Tamper-proof history
Sealed · signed ledger
No integrity proof
Data editable without trace
Continuous verification
Background audit
Balance estimates
Fragile formulas
Where is your data
Canada · privacy laws
International servers
Depends on account
Sharing with family / team
Precise roles per person
Limited sharing
All-or-nothing
Business model ethics
No ads, no resale
Monetized data
N / A
Action log
Full audit log
Non-existent
Limited history
Our commitments

Three lines
we will never cross.

Commitment · 01
"We refuse the free model funded by advertising. VaultLedger belongs to its users, not to data brokers."
Full independence
ZERO ADS · ZERO RESALE
Commitment · 02
"Trust should not be an option. Every transaction is mathematically sealed by default, for everyone."
Security by design
IMMUTABLE LEDGER
Commitment · 03
"Your financial data is sovereign. Hosted in Canada, protected by our privacy laws."
🍁
Data sovereignty
HOSTED IN CANADA
FAQ

Straight
answers.

No marketing jargon. The reality of our infrastructure, in plain English.

What is double-entry bookkeeping?
It's the standard used by businesses and financial institutions: every transaction creates two opposite entries (debit / credit) that balance each other. VaultLedger does this automatically. You enter a transaction, the system handles the rest. Result: zero calculation errors, ever.
Is my data sold to third parties?
Never. Our business model is entirely subscription-based, not advertising. Unlike free tools, we have no commercial interest in analyzing your spending habits. Your privacy is built into our code, not buried in a long contract.
What happens if I leave the platform?
You remain in control of your data. You can export your full history as CSV at any time. If you delete your account, your data is erased from our servers within 30 days, in accordance with our purge protocols.
How does Pre-Alpha access work?
We are in an intensive testing phase to stabilize the infrastructure. Access is limited. Sign up for the waitlist: we open spots as we validate the robustness of the ledger and backups.
Can I invite my accountant or spouse?
Yes. Through role-based access control, you can invite someone as read-only (your accountant can review the ledger and reports, without modifying anything) or with full edit access (your spouse, your partner). You stay in control.
Data compliance and sovereignty?
Absolutely. VaultLedger is built and hosted in Canada, under Canadian personal information protection laws, including data portability and transparency of processing.

The financial ledger
of tomorrow
starts here.

Join the first users building something more honest.

No advertising Hosted in Canada Canadian privacy law